Contract | The product "Islamic leasing (installment plan)" is presented in the form of a contract of sale in installments, developed in view of the Shariah requirements for the Murabaha transaction (the sale of goods at a price equal to the price acquisitions plus a certain agreed mark-up). |
Purpose of financing | Acquisition of commercial real estate, equipment and vehicles, inventory; |
Loan amount | up to 6 million rubles |
Period of financing | up to 4 years |
Extra charge | From 7% |
Loan currency | Rubles of the Russian Federation |
Commission for the loan | None |
Commission for early repayment of a loan | None |
Security deposit | Up to 15% |
Grace period (postponement of principal and interest) |
up to 12 months from the date of loan product:
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Security |
A flexible approach to securing a loan. Virtually any property can serve as a security, owned by a potential mortgagor on the right of ownership. Possible types of collateral for obtaining a loan:
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Insurance | The collateral is subject to compulsory insurance. |
Penalty for late payment of a loan to repay a loan or interest |
Deffered payment (Leasing) Download sample |
Loan granting procedure | It is transferred to the enterprise account in the framework of a non-revolving credit line with a delivery limit established by the framework contract. |
Loan repayment procedure | According to the schedule, taking into account the client's business plan. |
The final terms of financing are set individually and depend on the financial state of the entrepreneur, its credit history, the period and amount of financing, as well as the collateral provided. Detailed information about products of the Fund's financing, terms and documents necessary for obtaining financing, you can get at the Fund's office.