Contract | The product "Islamic Partnership Financing" is presented in the form of an investment loan agreement, including an interest-free loan agreement and an option agreement for the right to share in the company's profits. This agreement was developed taking into account the Shariah requirements for the Musharak deal (an agreement of two persons on the merger of property, labor or liabilities for profit) and is based on the principle of the distribution of profits and losses. |
Purpose of financing |
Construction of commercial real estate, acquisition and / or repair of commercial real estate, purchase and modernization of equipment, vehicles, investments in other fixed assets; Replenishment of working capital; |
Loan amount | up to 6 million rubles |
Period of financing | up to 4 years |
Loan currency | Rubles of the Russian Federation |
Commission for the loan | None |
Grace period (postponement of principal and interest) |
up to 12 months from the date of loan product:
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Security |
A flexible approach to securing a loan. Virtually any property can serve as a security, owned by a potential mortgagor on the right of ownership. Possible types of collateral for obtaining a loan:
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Insurance | The collateral is subject to compulsory insurance. |
Penalty for late payment of a loan to repay a loan or interest |
Islamic Download sample |
Loan granting procedure | It is transferred to the enterprise account in the framework of a non-revolving credit line with a delivery limit established by the framework contract. |
Loan repayment procedure | According to the schedule, taking into account the client's business plan. |
The final terms of financing are set individually and depend on the financial state of the entrepreneur, its credit history, the period and amount of financing, as well as the collateral provided. Detailed information about products of the Fund's financing, terms and documents necessary for obtaining financing, you can get at the Fund's office.